Pre-qualification is a free estimate of how much a lender would be willing to loan you based on information you provide about your income, debts, and down payment.
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p = ideal monthly payment, in dollars For example: $1,000. Example Calculation: A $1,000 monthly payment at 6% APR for 30 years with $15,000 down payment.
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Applicants with higher credit scores are typically offered more favorable loan terms.
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